One of the most popular investment avenues with good returns that most of us are familiar with are
stocks and shares. However, apart from the normal returns which are expected out of your stocks, there is
something much more that you can derive out of them. This is where Loan against Shares (LAS) comes
into the picture.
Loan against Shares (LAS) is a secured loan as your shares, debentures or mutual funds, bonds, etc. are
kept as a collateral security when this loan is advanced to you. In short, LAS is a great way of raising capital
when in need of funds without liquidating any part of your well accumulated portfolio over a period of
REQUEST A CALL BACK Let’s get started
By Clicking on above button, I authorize SBICAP Securities representative to contact me via phone and/or email.
Why SBI LAS?
In order to meet your short-term financial needs, SBI Loan Against Shares offers a good choice as you do not have to sell your stocks in haste. It is the ideal way to get
liquidity without actually liquidating your stocks. If you are a business owner requiring immediate funds, LAS is the most appropriate financing solution for you. Salaried
individuals in need of immediate liquidity may also opt for this financing solution. Loan Against shares may also be taken for specific personal goals like marriage, holiday
or for a child's education loan.
No processing Fees
We charge Zero Processing fees on the loan against shares whereas other
banks charge Upto 1% of application amount
Low interest rates
We charge extremely competitive interest rates on the Loan against
Transparent & Easy Online Application
Transparent application process with just 3 easy steps – “Fill form online,
Print & sign and scan & send” it to designated email id & SBI Branch
Anytime & Anywhere facility
With easy online application, you can apply for LAS anytime & anywhere. No
need to visit any branch in person.
Economical overdraft facility
Interest is charged on the loan outstanding/limit utilized
Intact Ownership of Shares
You can enjoy your rights of receiving corporate actions such as dividends and
bonuses along with gaining from the price movements in the shares for which
you have availed the loan from the bank.
Maximum Repayment Period of 30 months
We offer you maximum repayment period of 30 months which is relatively on
the higher side as compared to our peers or competitors
No Additional Documents - Income Proof Require
No additional documents like KYC documents, Income proof, IT returns
documents are required, therefore administrative effort is kept as minimal as
A. SBI offers LAS facility at “Nil” processing fees & the rates of interest offered by SBI are one of the lowest in the industry. Other norms regarding loans against shares have been stipulated by the Reserve Bank of India.
A. Apart from below charges, there are no any other hidden charges.
- Stamp Duty at the rate of 0.2% of the Loan Amount + Rs 100 will be recovered from the customer at the time of Loan Disbursement.
- Review Charges Rs.1000 + Applicable GST (Applicable only for Overdraft A/C after 1 year).
- Annual Maintenance Charges of Rs. 550 + Applicable GST (Applicable only for Overdraft A/C yearly).
Demo to SBI LAS Application Process
To understand more about SBI LAS Online Application Process, please click on below video.